Home Credit Bank
Home Credit & Finance Bank, rated Ba3 by Moody’s and BB– by Fitch, is one of Russia’s top retail finance banks with the leading position in the POS market. Home Credit & Finance Bank offers its clients a wide range of credit products and banking services. The bank’s client base totals over 24 mln clients. As of September 30, 2012, Home Credit & Finance Bank’s regional network included 874 standard banking offices, 5,089 loan offices, over 64,000 points of sale and 1,081 ATMs and payment terminals in eight of Russia’s federal districts.